Last updated: 08/07/2018
Who we are
Our website address is: https://www.talingpay.com.
Thank you for choosing to be part of our community at TALINGPAY, doing business as TALINGPAY (“TALINGPAY”, “we”, “us”, or •our’). We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about our policy, or our practices with regards to your personal information, please contact us at [email protected]
Subsidiary Company: TALINGPAY
Collection of Information
This website collects various types of information, such as:
- Voluntarily provided information which may include your name, address, email address, billing and/or credit card information etc., which may be used when you purchase products and/or services and to deliver the services you have requested.
- We collect personal information that you voluntarily provide to us when registering at the Sites or Apps, expressing an interest in obtaining information about us or our products and services, when participating in activities on the Sites or Apps or otherwise contacting us.
The personal information that we collect depends on the context of your interactions with us and the Sites or Apps, the choices you make and the products and features you use
- Information automatically collected when visiting our website, which may include cookies, third party tracking technologies and server logs.
Please rest assured that this site shall only collect personal information that you knowingly and willingly provide by way of surveys, completed membership forms, and emails. It is the intent of this site to use personal information only for the purpose for which it was requested and any additional uses specifically provided on this site.
TALINGPAY may have the occasion to collect anonymous demographic information, such as age, gender, household income, political affiliation, race and religion at a later time. We may also gather information about the type of browser you are using, IP address or type of operating system to assist us in providing and maintaining superior quality service.
It is highly recommended and suggested that you review the privacy policies and statements of any website you choose to use or frequent as a means to better understand the way in which other websites gather, make use of and share information collected.
The personal information we collect can include the following:
Name and Contact Data. We collect your first and last name, email address, postal address, phone number, and other similar contact data.
Credentials. We collect passwords, password hints, and similar security information used tor authentication and account access
Payment Data. We collect data necessary to process your payment if you make purchases, such as your payment instrument number (such as a credit card number), and the security code associated with your payment instrument. All payment data is stored by our payment processor and you should review its privacy policies and contact the payment processor directly to respond to your questions.
All personal information that you provide to us must be true, complete and accurate, and you must notify us of any changes to such personal information
Use of Information Collected
TALINGPAY may collect and may make use of personal information to assist in the operation of our website and to ensure delivery of the services you need and request. At times, we may find it necessary to use personally identifiable information as a means to keep you informed of other possible products and/or services that may be available to you from https://www.talingpay.com and our subsidiaries . TALINGPAY and our subsidiaries may also be in contact with you with regards to completing surveys and/or research questionnaires.
TALINGPAY does not now, nor will it in the future, sell, rent or lease any of our customer lists and/or names to any third parties,
TALINGPAY may deem it necessary to follow websites and/or pages that our users may frequent in an effort to gleam what types of services and/or products may be the most popular to customers or the general public.
TALINGPAY may disclose your personal information, without prior notice to you, only if required to do so in accordance with applicable laws and/or in a good faith belief that such action is deemed necessary or is required in an effort to:
- Remain in conformance with any decrees, laws and/or statutes or in an effort to comply with any process which may be served upon TALINGPAY and/or our website;
- Maintain, safeguard and/or preserve all the rights and/or property of TALINGPAY; and
- Perform under demanding conditions in an effort to safeguard the personal safety of users of https://www.talingpay.com and/or the general public.
We might also use the Information we collect or receive:
To facilitate account creation and logon process with your consent. If you choose to link your account with third party account (such as your Google or Facebook account), we use the information you allowed us to collect from those third parties to facilitate account creation and logon process
To send you marketing and promotional communications for Business Purposes and/or with your Consent. We and/or our third party’ marketing partners may use the personal Information you send to us for our marketing purposes, if this is in accordance with your marketing preferences. You can opt of our marketing emails at any time (see the “WHAT ARE YOUR PRIVACY RIGHTS” below).
TO send administrative Information to you for Business purposes, Legal Reasons and/or possibly for contractual. we may use your personal information to send you product, service and new feature information and/or Information about changes to our terms, conditions, and polices.
Fulfill and manage your orders for Contractual reasons. We may use your information to fulfill and manage your orders, payments, returns, and exchanges made through the Sites or Apps
To post testimonials with your Consent. We post testimonials on our Sites or Apps that may contain personal information Prior to posting a testimonial, we will obtain your consent to use your name and testimonial. If you wish to update, or delete your testimonial, please contact us at [email protected] and be sure to include your name, testimonial location, and contact information.
Deliver targeted advertising to you for our Business Purposes and/or with your Consent. We may use your information to develop and display content and advertising (and work with third parties who do so) tailored to your interests and/or location and to measure its effectiveness.
Administer prize draws and competitions for our Business Purposes and/or with your Consent We may use your information to administer prize draws and competitions when you elect to participate in competitions.
Request Feedback for our Business Purposes and/or with your Consent We may use your information to request feedback and to contact you about your use of our Sites or Apps.
To protect our Sites for Business Purposes and/or Legal Reasons. We may use your information as part of our efforts to keep our Sites or Apps safe and secure (for example, for fraud monitoring and prevention).
To enable user-to-user communications with your Consent We may use your information in order to enable user-t0-user communications with each users consent.
To enforce our terms, conditions and policies for Business Purposes, Legal Reasons and/or possibly Contractual.
To respond to legal requests and prevent harm or Legal Reasons. If we receive a subpoena or other legal request, we may need to inspect the data we hold to determine how to respond.
For other Business Purposes. We may use your information for other Business Purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Sites or Apps, products, services, marketing and your experience.
We only share information with your consent, to comply with laws, to protect your rights, or to fulfill business obligations.
We only share and disclose your Information in the following Situations:
Compliance with Laws. We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a proceeding, court order, or legal process, such as in response to a court order or a subpoena (including in response to public authorities to meet national security or law enforcement requirements).
Vital Interests and Legal Rights. We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person and illegal activities, or as evidence in litigation in which we are involved.
Vendors, Consultants and Other Third Party Service Providers. We may share your data with third party vendors, service providers, contractors or agents who perform services for us or on our behalf and require access to such information to do their work. Examples Include: payment processing, data analysis, email delivery, hosting services, customer service and marketing efforts. We may allow third party cookies to use in tracking technology on the Sites or Apps, which will enable them to collect data about how you interact with the Sites or Apps over time. This information may be used to, among other things, analyze and track data, determine the popularity of certain content and better understand online activity.
Unless described in this policy, we do not share, sell, rent or trade any of your Information with third parties for their research and promotional purposes.
Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company but this will only happen with your consent.
Third-Party Advertisers. We may use third-party advertising companies to serve ads when you visit the Sites or Apps. These companies may use information about your visits to our Website(s) and other websites that are contained in web cookies and other tracking technologies in order to provide advertisements about goods and services of interest to you.
With your Consent. We may disclose your personal information for any other purpose with your consent.
How long can we keep your information?
No purpose in this policy will require us keeping your personal Information tor longer than 90 days past the termination of the user’s account
When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it, or, if this is not possible (for example, because your personal information has been stored in backup archives) then we will securely store your personal information and isolate it from any further processing until deletion is possible.
Children Under Age of 13
TALINGPAY does not knowingly collect personal identifiable information from children under the age of thirteen (13) without verifiable parental consent. If it is determined that such information has been inadvertently collected on anyone under the age of thirteen (13), we shall immediately take the necessary steps to ensure that such information is deleted from our system’s database. Anyone under the age of thirteen (13) must seek and obtain parent or guardian permission to use this website.
Unsubscribe or Opt-Out
All users and/or visitors to our website have the option to discontinue receiving communication from us and/or reserve the right to discontinue receiving communications by way of email or newsletters. To discontinue or unsubscribe to our website please send an email that you wish to unsubscribe to [email protected] If you wish to unsubscribe or opt-out from any third party websites, you must go to that specific website to unsubscribe and/or opt-out. . To otherwise opt-out, you may:
- Access your account settings and update preferences.
- Note your preferences when you register an account with the Site
- Contact us using the contact information provided.
Cookies and other tracking technologies
Most Web browsers are set to accept cookies by default If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies If you choose to remove cookies or reject cookies, this could affect certain features or services of our Sites or Apps. You can opt-out of interest-based advertising by advertisers on our Sites or Apps visit
Link to other websites
TALINGPAY shall endeavor and shall take every precaution to maintain adequate physical, procedural and technical security with respect to our offices and information storage facilities so as to prevent any loss, misuse, unauthorized access, disclosure or modification of the user’s personal information under our control.
TALINGPAY is PCI-compliant and also uses Secure Socket Layer (SSL) for authentication and private communications in an effort to build users’ trust and confidence in the internet and website use by providing simple and secure access and communication of credit card and personal information. In addition, TALINGPAY is a licensee of TRUSTe. The website is also secured by VeriSign.
Your privacy rights
In some regions or countries, you have rights that allow you greater access to and control over your personal information. You may review; change, or terminate your account at any time depending on their applicable data protection laws.
These may include the right
- to request access and obtain a copy of your personal information,
- to request rectification or erasure;
- to restrict the processing of your personal information; and
- if applicable, to data portability.
In certain circumstances, you may also have the right to object to the processing of your personal information; however, this might not be applicable under the lawful request of the court or arbitration or when you breach our TOS.
If we are relying on your consent to process your personal Information, you have the right to withdraw your consent at any time. Please note however that this will not affect the lawfulness of the processing before its withdrawal.
Also note that accounts that are subject to legal processes, or suspected criminal and suspicious activity will not be subject to immediate termination and erasure until investigation and clearances are done under the legal jurisdiction.
To request removal of such data, please contact us using the contact information provided below, and include the email address associated with your account and a statement that you reside in a particular country or region so that we can apply data protection laws of your country or region and we will make sure the data is not publicly displayed on the Sites or Apps, but please be aware that the data may not be completely or comprehensively removed from our systems.
Acceptance of Terms
How to Contact Us
Email: [email protected]